Comprehensive protection, quick claims, and peace of mind from fire risks.
Fire insurance protects your valuable assets—buildings, machinery, stock, and more—from loss or damage due to fire or related perils. It ensures your business or home can recover quickly after an unfortunate incident.
Fire insurance ensures minimal interruption to your business by covering repair costs, equipment replacement, and temporary relocation if necessary, allowing you to maintain operations.
Despite its importance, fire insurance is relatively affordable. For a low annual premium, you can avoid catastrophic financial losses that might occur after a fire.
Many banks and landlords mandate fire insurance for properties or commercial loans. Being insured ensures compliance and strengthens your eligibility for financial support.
This policy fixes the item's value in advance. Ideal for jewellery, art, etc. For example, if a ₹50,000 necklace is damaged, you’ll receive exactly ₹50,000.
Applied when the sum insured is less than the actual value. Example: ₹8L property insured for ₹5L. If damage is ₹6L, you'll get ₹3.75L due to the average clause.
This covers fire as well as other perils like burglary. Ideal for broader protection needs.
Used to cover multiple properties at different locations under one sum insured. Great for shop owners with multiple locations.
Pays for the current replacement value (after depreciation). It restores your asset based on market value.
Provides coverage up to a fixed sum, regardless of actual property value. No penalty for underinsurance.
Covers damage caused directly by fire or lightning strikes to insured property.
Protection against loss or damage due to sudden explosions or implosions.
Covers damages caused by public disturbances like riots or strikes.
Includes coverage for storm, cyclone, typhoon, flood, and inundation.
Covers damages caused by aircraft or other aerial devices crashing into the property.
Loss or damage due to impact by vehicles, animals, or falling trees.